Home Loan Types
Standard, simple, and the most popular loan for people who seek a basic loan.
Lower down payments and credit scores accepted for those who seek flexibility.
Large loans up to $2M for those with big dreams seeking a high balance loan.
Low-income eligible for 100% financing for those who love the countryside.
Exclusive benefits for military, veterans, and those who have served our country.
Home Purchase Process
Consult a Loan Officer
Connect with a loan officer over the phone to discuss your needs and to determine the best path forward.
Get Octane® Access
Register your account and get access to Cardinal Financials' home loan platform that simplifies the process.
Find Your Home
Start the search and find your new home!
Provide Your Information
Provide a little more information on the property, verify your income and assets, and run your credit.
Lock In Your Loan
Compare your loan options, choose what is best for you, and lock in your loan.
Complete Your To-Dos
Complete your personalized to-do list in Octane and provide the requested documents and signatures.
Your loan is processed and you check the status every step of the way in Octane.
Review your closing documents generated in Octane, schedule your closing, and attend the closing.
Congratulations, you are officially a homeowner! It is time to move into your new home!